diff --git a/account_banking_payment_export/models/__init__.py b/account_banking_payment_export/models/__init__.py
index 58f25e448..797c1ddf3 100644
--- a/account_banking_payment_export/models/__init__.py
+++ b/account_banking_payment_export/models/__init__.py
@@ -1,6 +1,8 @@
 # -*- coding: utf-8 -*-
 from . import account_payment
-from . import payment_mode
+# important: import payment_mode_type before payment_mode
+# to let the _auto_init work properly
 from . import payment_mode_type
+from . import payment_mode
 from . import account_move_line
 from . import account_invoice
diff --git a/account_banking_payment_export/models/payment_mode.py b/account_banking_payment_export/models/payment_mode.py
index d8333339a..fc2d81316 100644
--- a/account_banking_payment_export/models/payment_mode.py
+++ b/account_banking_payment_export/models/payment_mode.py
@@ -23,7 +23,7 @@
 #
 ##############################################################################
 
-from openerp import models, fields, api
+from openerp import models, fields, api, SUPERUSER_ID
 
 
 class PaymentMode(models.Model):
@@ -32,6 +32,49 @@ class PaymentMode(models.Model):
     """
     _inherit = "payment.mode"
 
+    def _get_manual_bank_transfer(self, cr, uid, context=None):
+        """ hack: pre-create the manual bank transfer that is also
+        defined in the data directory, so we have an id in to use
+        in _auto_init """
+        model_data = self.pool['ir.model.data']
+        try:
+            _, res = model_data.get_object_reference(
+                cr, uid,
+                'account_banking_payment_export',
+                'manual_bank_tranfer')
+        except ValueError:
+            payment_mode_type = self.pool['payment.mode.type']
+            res = payment_mode_type.create(
+                cr, uid,
+                {'name': 'Manual Bank Transfer',
+                 'code': 'BANKMAN'})
+            model_data.create(
+                cr, uid,
+                {'module': 'account_banking_payment_export',
+                 'model': 'payment.mode.type',
+                 'name': 'manual_bank_tranfer',
+                 'res_id': res,
+                 'noupdate': False})
+        return res
+
+    def _auto_init(self, cr, context=None):
+        """ hack: pre-create and initialize the type column so that the
+        constraint setting will not fail, this is a hack, made necessary
+        because Odoo tries to set the not-null constraint before
+        applying default values """
+        self._field_create(cr, context=context)
+        column_data = self._select_column_data(cr)
+        if 'type' not in column_data:
+            default_type = self._get_manual_bank_transfer(
+                cr, SUPERUSER_ID, context=context)
+            if default_type:
+                cr.execute('ALTER TABLE "{table}" ADD COLUMN "type" INTEGER'.
+                           format(table=self._table))
+                cr.execute('UPDATE "{table}" SET type=%s'.
+                           format(table=self._table),
+                           (default_type,))
+        return super(PaymentMode, self)._auto_init(cr, context=context)
+
     def suitable_bank_types(self, cr, uid, payment_mode_id=None, context=None):
         """ Reinstates functional code for suitable bank type filtering.
         Current code in account_payment is disfunctional.
diff --git a/account_direct_debit/data/account_payment_term.xml b/account_direct_debit/data/account_payment_term.xml
index 1efc35545..61436c117 100644
--- a/account_direct_debit/data/account_payment_term.xml
+++ b/account_direct_debit/data/account_payment_term.xml
@@ -6,7 +6,6 @@
             <field name="note">Direct debit in 14 days</field>
         </record>
         <record id="payment_term_line_direct_debit" model="account.payment.term.line">
-            <field name="name">Direct debit in 14 days</field>
             <field name="value">balance</field>
             <field eval="14" name="days"/>
             <field eval="0" name="days2"/>