<?xml version="1.0" encoding="UTF-8" ?>
<!--Generated by SWIFTStandards Workstation (build:R5.1.0.4) on 2006 Sep 08 11:58:39-->
<xs:schema
  xmlns:xs="http://www.w3.org/2001/XMLSchema"
  xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.02"
  elementFormDefault="qualified"
  targetNamespace="urn:iso:std:iso:20022:tech:xsd:pain.001.001.02"
>
<xs:element name="Document" type="Document" />
<xs:complexType name="AccountIdentification3Choice">
<xs:sequence>
<xs:choice>
<xs:element name="IBAN" type="IBANIdentifier" />
<xs:element name="BBAN" type="BBANIdentifier" />
<xs:element name="UPIC" type="UPICIdentifier" />
<xs:element name="PrtryAcct" type="SimpleIdentificationInformation2" />
</xs:choice>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="AddressType2Code">
<xs:restriction base="xs:string">
<xs:enumeration value="ADDR" />
<xs:enumeration value="PBOX" />
<xs:enumeration value="HOME" />
<xs:enumeration value="BIZZ" />
<xs:enumeration value="MLTO" />
<xs:enumeration value="DLVY" />
</xs:restriction>
</xs:simpleType>
<xs:complexType name="AmountType2Choice">
<xs:sequence>
<xs:choice>
<xs:element name="InstdAmt" type="CurrencyAndAmount" />
<xs:element name="EqvtAmt" type="EquivalentAmount" />
</xs:choice>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="BBANIdentifier">
<xs:restriction base="xs:string">
<xs:pattern value="[a-zA-Z0-9]{1,30}" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="BEIIdentifier">
<xs:restriction base="xs:string">
<xs:pattern value="[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="BICIdentifier">
<xs:restriction base="xs:string">
<xs:pattern value="[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="BaseOneRate">
<xs:restriction base="xs:decimal">
<xs:fractionDigits value="10" />
<xs:totalDigits value="11" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="BatchBookingIndicator">
<xs:restriction base="xs:boolean" />
</xs:simpleType>
<xs:complexType name="BranchAndFinancialInstitutionIdentification3">
<xs:sequence>
<xs:element name="FinInstnId" type="FinancialInstitutionIdentification5Choice" />
<xs:element name="BrnchId" type="BranchData" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="BranchData">
<xs:sequence>
<xs:element name="Id" type="Max35Text" minOccurs="0" maxOccurs="1" />
<xs:element name="Nm" type="Max35Text" minOccurs="0" maxOccurs="1" />
<xs:element name="PstlAdr" type="PostalAddress1" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:simpleType name="CHIPSUniversalIdentifier">
<xs:restriction base="xs:string">
<xs:pattern value="CH[0-9]{6,6}" />
</xs:restriction>
</xs:simpleType>
<xs:complexType name="CashAccount7">
<xs:sequence>
<xs:element name="Id" type="AccountIdentification3Choice" />
<xs:element name="Tp" type="CashAccountType2" minOccurs="0" maxOccurs="1" />
<xs:element name="Ccy" type="CurrencyCode" minOccurs="0" maxOccurs="1" />
<xs:element name="Nm" type="Max70Text" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="CashAccountType2">
<xs:sequence>
<xs:choice>
<xs:element name="Cd" type="CashAccountType4Code" />
<xs:element name="Prtry" type="Max35Text" />
</xs:choice>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="CashAccountType4Code">
<xs:restriction base="xs:string">
<xs:enumeration value="CASH" />
<xs:enumeration value="CHAR" />
<xs:enumeration value="COMM" />
<xs:enumeration value="TAXE" />
<xs:enumeration value="CISH" />
<xs:enumeration value="TRAS" />
<xs:enumeration value="SACC" />
<xs:enumeration value="CACC" />
<xs:enumeration value="SVGS" />
<xs:enumeration value="ONDP" />
<xs:enumeration value="MGLD" />
<xs:enumeration value="NREX" />
<xs:enumeration value="MOMA" />
<xs:enumeration value="LOAN" />
<xs:enumeration value="SLRY" />
<xs:enumeration value="ODFT" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="ChargeBearerType1Code">
<xs:restriction base="xs:string">
<xs:enumeration value="DEBT" />
<xs:enumeration value="CRED" />
<xs:enumeration value="SHAR" />
<xs:enumeration value="SLEV" />
</xs:restriction>
</xs:simpleType>
<xs:complexType name="Cheque5">
<xs:sequence>
<xs:element name="ChqTp" type="ChequeType2Code" minOccurs="0" maxOccurs="1" />
<xs:element name="ChqNb" type="Max35Text" minOccurs="0" maxOccurs="1" />
<xs:element name="ChqFr" type="NameAndAddress3" minOccurs="0" maxOccurs="1" />
<xs:element
        name="DlvryMtd"
        type="ChequeDeliveryMethod1Choice"
        minOccurs="0"
        maxOccurs="1"
      />
<xs:element name="DlvrTo" type="NameAndAddress3" minOccurs="0" maxOccurs="1" />
<xs:element name="InstrPrty" type="Priority2Code" minOccurs="0" maxOccurs="1" />
<xs:element name="ChqMtrtyDt" type="ISODate" minOccurs="0" maxOccurs="1" />
<xs:element name="FrmsCd" type="Max35Text" minOccurs="0" maxOccurs="1" />
<xs:element name="MemoFld" type="Max35Text" minOccurs="0" maxOccurs="1" />
<xs:element name="RgnlClrZone" type="Max35Text" minOccurs="0" maxOccurs="1" />
<xs:element name="PrtLctn" type="Max35Text" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:simpleType name="ChequeDelivery1Code">
<xs:restriction base="xs:string">
<xs:enumeration value="MLDB" />
<xs:enumeration value="MLCD" />
<xs:enumeration value="MLFA" />
<xs:enumeration value="CRDB" />
<xs:enumeration value="CRCD" />
<xs:enumeration value="CRFA" />
<xs:enumeration value="PUDB" />
<xs:enumeration value="PUCD" />
<xs:enumeration value="PUFA" />
<xs:enumeration value="RGDB" />
<xs:enumeration value="RGCD" />
<xs:enumeration value="RGFA" />
</xs:restriction>
</xs:simpleType>
<xs:complexType name="ChequeDeliveryMethod1Choice">
<xs:sequence>
<xs:choice>
<xs:element name="Cd" type="ChequeDelivery1Code" />
<xs:element name="Prtry" type="Max35Text" />
</xs:choice>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="ChequeType2Code">
<xs:restriction base="xs:string">
<xs:enumeration value="CCHQ" />
<xs:enumeration value="CCCH" />
<xs:enumeration value="BCHQ" />
<xs:enumeration value="DRFT" />
<xs:enumeration value="ELDR" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="ClearingChannel2Code">
<xs:restriction base="xs:string">
<xs:enumeration value="RTGS" />
<xs:enumeration value="RTNS" />
<xs:enumeration value="MPNS" />
<xs:enumeration value="BOOK" />
</xs:restriction>
</xs:simpleType>
<xs:complexType name="ClearingSystemMemberIdentification3Choice">
<xs:sequence>
<xs:choice>
<xs:element name="Id" type="ExternalClearingSystemMemberCode" />
<xs:element name="Prtry" type="Max35Text" />
</xs:choice>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="CountryCode">
<xs:restriction base="xs:string">
<xs:pattern value="[A-Z]{2,2}" />
</xs:restriction>
</xs:simpleType>
<xs:complexType name="CreditTransferTransactionInformation1">
<xs:sequence>
<xs:element name="PmtId" type="PaymentIdentification1" />
<xs:element
        name="PmtTpInf"
        type="PaymentTypeInformation1"
        minOccurs="0"
        maxOccurs="1"
      />
<xs:element name="Amt" type="AmountType2Choice" />
<xs:element
        name="XchgRateInf"
        type="ExchangeRateInformation1"
        minOccurs="0"
        maxOccurs="1"
      />
<xs:element name="ChrgBr" type="ChargeBearerType1Code" minOccurs="0" maxOccurs="1" />
<xs:element name="ChqInstr" type="Cheque5" minOccurs="0" maxOccurs="1" />
<xs:element name="UltmtDbtr" type="PartyIdentification8" minOccurs="0" maxOccurs="1" />
<xs:element
        name="IntrmyAgt1"
        type="BranchAndFinancialInstitutionIdentification3"
        minOccurs="0"
        maxOccurs="1"
      />
<xs:element name="IntrmyAgt1Acct" type="CashAccount7" minOccurs="0" maxOccurs="1" />
<xs:element
        name="IntrmyAgt2"
        type="BranchAndFinancialInstitutionIdentification3"
        minOccurs="0"
        maxOccurs="1"
      />
<xs:element name="IntrmyAgt2Acct" type="CashAccount7" minOccurs="0" maxOccurs="1" />
<xs:element
        name="IntrmyAgt3"
        type="BranchAndFinancialInstitutionIdentification3"
        minOccurs="0"
        maxOccurs="1"
      />
<xs:element name="IntrmyAgt3Acct" type="CashAccount7" minOccurs="0" maxOccurs="1" />
<xs:element
        name="CdtrAgt"
        type="BranchAndFinancialInstitutionIdentification3"
        minOccurs="0"
        maxOccurs="1"
      />
<xs:element name="CdtrAgtAcct" type="CashAccount7" minOccurs="0" maxOccurs="1" />
<xs:element name="Cdtr" type="PartyIdentification8" minOccurs="0" maxOccurs="1" />
<xs:element name="CdtrAcct" type="CashAccount7" minOccurs="0" maxOccurs="1" />
<xs:element name="UltmtCdtr" type="PartyIdentification8" minOccurs="0" maxOccurs="1" />
<xs:element
        name="InstrForCdtrAgt"
        type="InstructionForCreditorAgent1"
        minOccurs="0"
        maxOccurs="unbounded"
      />
<xs:element name="InstrForDbtrAgt" type="Max140Text" minOccurs="0" maxOccurs="1" />
<xs:element name="Purp" type="Purpose1Choice" minOccurs="0" maxOccurs="1" />
<xs:element
        name="RgltryRptg"
        type="RegulatoryReporting2"
        minOccurs="0"
        maxOccurs="10"
      />
<xs:element name="Tax" type="TaxInformation2" minOccurs="0" maxOccurs="1" />
<xs:element name="RltdRmtInf" type="RemittanceLocation1" minOccurs="0" maxOccurs="10" />
<xs:element name="RmtInf" type="RemittanceInformation1" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="CreditorReferenceInformation1">
<xs:sequence>
<xs:element
        name="CdtrRefTp"
        type="CreditorReferenceType1"
        minOccurs="0"
        maxOccurs="1"
      />
<xs:element name="CdtrRef" type="Max35Text" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="CreditorReferenceType1">
<xs:sequence>
<xs:choice>
<xs:element name="Cd" type="DocumentType3Code" />
<xs:element name="Prtry" type="Max35Text" />
</xs:choice>
<xs:element name="Issr" type="Max35Text" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:simpleType name="CurrencyAndAmount_SimpleType">
<xs:restriction base="xs:decimal">
<xs:minInclusive value="0" />
<xs:fractionDigits value="5" />
<xs:totalDigits value="18" />
</xs:restriction>
</xs:simpleType>
<xs:complexType name="CurrencyAndAmount">
<xs:simpleContent>
<xs:extension base="CurrencyAndAmount_SimpleType">
<xs:attribute name="Ccy" type="CurrencyCode" use="required" />
</xs:extension>
</xs:simpleContent>
</xs:complexType>
<xs:simpleType name="CurrencyCode">
<xs:restriction base="xs:string">
<xs:pattern value="[A-Z]{3,3}" />
</xs:restriction>
</xs:simpleType>
<xs:complexType name="DateAndPlaceOfBirth">
<xs:sequence>
<xs:element name="BirthDt" type="ISODate" />
<xs:element name="PrvcOfBirth" type="Max35Text" minOccurs="0" maxOccurs="1" />
<xs:element name="CityOfBirth" type="Max35Text" />
<xs:element name="CtryOfBirth" type="CountryCode" />
</xs:sequence>
</xs:complexType>
<xs:simpleType name="DecimalNumber">
<xs:restriction base="xs:decimal">
<xs:fractionDigits value="17" />
<xs:totalDigits value="18" />
</xs:restriction>
</xs:simpleType>
<xs:complexType name="Document">
<xs:sequence>
<xs:element name="pain.001.001.02" type="pain.001.001.02" />
</xs:sequence>
</xs:complexType>
<xs:simpleType name="DocumentType2Code">
<xs:restriction base="xs:string">
<xs:enumeration value="MSIN" />
<xs:enumeration value="CNFA" />
<xs:enumeration value="DNFA" />
<xs:enumeration value="CINV" />
<xs:enumeration value="CREN" />
<xs:enumeration value="DEBN" />
<xs:enumeration value="HIRI" />
<xs:enumeration value="SBIN" />
<xs:enumeration value="CMCN" />
<xs:enumeration value="SOAC" />
<xs:enumeration value="DISP" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="DocumentType3Code">
<xs:restriction base="xs:string">
<xs:enumeration value="RADM" />
<xs:enumeration value="RPIN" />
<xs:enumeration value="FXDR" />
<xs:enumeration value="DISP" />
<xs:enumeration value="PUOR" />
<xs:enumeration value="SCOR" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="DunsIdentifier">
<xs:restriction base="xs:string">
<xs:pattern value="[0-9]{9,9}" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="EANGLNIdentifier">
<xs:restriction base="xs:string">
<xs:pattern value="[0-9]{13,13}" />
</xs:restriction>
</xs:simpleType>
<xs:complexType name="EquivalentAmount">
<xs:sequence>
<xs:element name="Amt" type="CurrencyAndAmount" />
<xs:element name="CcyOfTrf" type="CurrencyCode" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="ExchangeRateInformation1">
<xs:sequence>
<xs:element name="XchgRate" type="BaseOneRate" minOccurs="0" maxOccurs="1" />
<xs:element name="RateTp" type="ExchangeRateType1Code" minOccurs="0" maxOccurs="1" />
<xs:element name="CtrctId" type="Max35Text" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:simpleType name="ExchangeRateType1Code">
<xs:restriction base="xs:string">
<xs:enumeration value="SPOT" />
<xs:enumeration value="SALE" />
<xs:enumeration value="AGRD" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="ExternalClearingSystemMemberCode">
<xs:restriction base="xs:string">
<xs:minLength value="1" />
<xs:maxLength value="35" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="ExternalLocalInstrumentCode">
<xs:restriction base="xs:string">
<xs:minLength value="1" />
<xs:maxLength value="35" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="ExternalPurposeCode">
<xs:restriction base="xs:string">
<xs:minLength value="1" />
<xs:maxLength value="35" />
</xs:restriction>
</xs:simpleType>
<xs:complexType name="FinancialInstitutionIdentification3">
<xs:sequence>
<xs:element name="BIC" type="BICIdentifier" minOccurs="0" maxOccurs="1" />
<xs:element
        name="ClrSysMmbId"
        type="ClearingSystemMemberIdentification3Choice"
        minOccurs="0"
        maxOccurs="1"
      />
<xs:element name="Nm" type="Max70Text" minOccurs="0" maxOccurs="1" />
<xs:element name="PstlAdr" type="PostalAddress1" minOccurs="0" maxOccurs="1" />
<xs:element name="PrtryId" type="GenericIdentification3" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="FinancialInstitutionIdentification5Choice">
<xs:sequence>
<xs:choice>
<xs:element name="BIC" type="BICIdentifier" />
<xs:element name="ClrSysMmbId" type="ClearingSystemMemberIdentification3Choice" />
<xs:element name="NmAndAdr" type="NameAndAddress7" />
<xs:element name="PrtryId" type="GenericIdentification3" />
<xs:element name="CmbndId" type="FinancialInstitutionIdentification3" />
</xs:choice>
</xs:sequence>
</xs:complexType>
<xs:complexType name="GenericIdentification3">
<xs:sequence>
<xs:element name="Id" type="Max35Text" />
<xs:element name="Issr" type="Max35Text" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="GenericIdentification4">
<xs:sequence>
<xs:element name="Id" type="Max35Text" />
<xs:element name="IdTp" type="Max35Text" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="GroupHeader1">
<xs:sequence>
<xs:element name="MsgId" type="Max35Text" />
<xs:element name="CreDtTm" type="ISODateTime" />
<xs:element name="Authstn" type="Max128Text" minOccurs="0" maxOccurs="2" />
<xs:element name="BtchBookg" type="BatchBookingIndicator" minOccurs="0" maxOccurs="1" />
<xs:element name="NbOfTxs" type="Max15NumericText" />
<xs:element name="CtrlSum" type="DecimalNumber" minOccurs="0" maxOccurs="1" />
<xs:element name="Grpg" type="Grouping1Code" />
<xs:element name="InitgPty" type="PartyIdentification8" />
<xs:element
        name="FwdgAgt"
        type="BranchAndFinancialInstitutionIdentification3"
        minOccurs="0"
        maxOccurs="1"
      />
</xs:sequence>
</xs:complexType>
<xs:simpleType name="Grouping1Code">
<xs:restriction base="xs:string">
<xs:enumeration value="SNGL" />
<xs:enumeration value="GRPD" />
<xs:enumeration value="MIXD" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="IBANIdentifier">
<xs:restriction base="xs:string">
<xs:pattern value="[a-zA-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="IBEIIdentifier">
<xs:restriction base="xs:string">
<xs:pattern value="[A-Z]{2,2}[B-DF-HJ-NP-TV-XZ0-9]{7,7}[0-9]{1,1}" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="ISODate">
<xs:restriction base="xs:date" />
</xs:simpleType>
<xs:simpleType name="ISODateTime">
<xs:restriction base="xs:dateTime" />
</xs:simpleType>
<xs:simpleType name="Instruction3Code">
<xs:restriction base="xs:string">
<xs:enumeration value="CHQB" />
<xs:enumeration value="HOLD" />
<xs:enumeration value="PHOB" />
<xs:enumeration value="TELB" />
</xs:restriction>
</xs:simpleType>
<xs:complexType name="InstructionForCreditorAgent1">
<xs:sequence>
<xs:element name="Cd" type="Instruction3Code" minOccurs="0" maxOccurs="1" />
<xs:element name="InstrInf" type="Max140Text" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="LocalInstrument1Choice">
<xs:sequence>
<xs:choice>
<xs:element name="Cd" type="ExternalLocalInstrumentCode" />
<xs:element name="Prtry" type="Max35Text" />
</xs:choice>
</xs:sequence>
</xs:complexType>
<xs:simpleType name="Max128Text">
<xs:restriction base="xs:string">
<xs:minLength value="1" />
<xs:maxLength value="128" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="Max140Text">
<xs:restriction base="xs:string">
<xs:minLength value="1" />
<xs:maxLength value="140" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="Max15NumericText">
<xs:restriction base="xs:string">
<xs:pattern value="[0-9]{1,15}" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="Max16Text">
<xs:restriction base="xs:string">
<xs:minLength value="1" />
<xs:maxLength value="16" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="Max256Text">
<xs:restriction base="xs:string">
<xs:minLength value="1" />
<xs:maxLength value="256" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="Max34Text">
<xs:restriction base="xs:string">
<xs:minLength value="1" />
<xs:maxLength value="34" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="Max35Text">
<xs:restriction base="xs:string">
<xs:minLength value="1" />
<xs:maxLength value="35" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="Max3Text">
<xs:restriction base="xs:string">
<xs:minLength value="1" />
<xs:maxLength value="3" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="Max70Text">
<xs:restriction base="xs:string">
<xs:minLength value="1" />
<xs:maxLength value="70" />
</xs:restriction>
</xs:simpleType>
<xs:complexType name="NameAndAddress3">
<xs:sequence>
<xs:element name="Nm" type="Max70Text" />
<xs:element name="Adr" type="PostalAddress1" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="NameAndAddress7">
<xs:sequence>
<xs:element name="Nm" type="Max70Text" />
<xs:element name="PstlAdr" type="PostalAddress1" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="OrganisationIdentification2">
<xs:sequence>
<xs:element name="BIC" type="BICIdentifier" minOccurs="0" maxOccurs="1" />
<xs:element name="IBEI" type="IBEIIdentifier" minOccurs="0" maxOccurs="1" />
<xs:element name="BEI" type="BEIIdentifier" minOccurs="0" maxOccurs="1" />
<xs:element name="EANGLN" type="EANGLNIdentifier" minOccurs="0" maxOccurs="1" />
<xs:element name="USCHU" type="CHIPSUniversalIdentifier" minOccurs="0" maxOccurs="1" />
<xs:element name="DUNS" type="DunsIdentifier" minOccurs="0" maxOccurs="1" />
<xs:element name="BkPtyId" type="Max35Text" minOccurs="0" maxOccurs="1" />
<xs:element name="TaxIdNb" type="Max35Text" minOccurs="0" maxOccurs="1" />
<xs:element name="PrtryId" type="GenericIdentification3" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="Party2Choice">
<xs:sequence>
<xs:choice>
<xs:element name="OrgId" type="OrganisationIdentification2" />
<xs:element name="PrvtId" type="PersonIdentification3" minOccurs="1" maxOccurs="4" />
</xs:choice>
</xs:sequence>
</xs:complexType>
<xs:complexType name="PartyIdentification8">
<xs:sequence>
<xs:element name="Nm" type="Max70Text" minOccurs="0" maxOccurs="1" />
<xs:element name="PstlAdr" type="PostalAddress1" minOccurs="0" maxOccurs="1" />
<xs:element name="Id" type="Party2Choice" minOccurs="0" maxOccurs="1" />
<xs:element name="CtryOfRes" type="CountryCode" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:simpleType name="PaymentCategoryPurpose1Code">
<xs:restriction base="xs:string">
<xs:enumeration value="CORT" />
<xs:enumeration value="SALA" />
<xs:enumeration value="TREA" />
<xs:enumeration value="CASH" />
<xs:enumeration value="DIVI" />
<xs:enumeration value="GOVT" />
<xs:enumeration value="INTE" />
<xs:enumeration value="LOAN" />
<xs:enumeration value="PENS" />
<xs:enumeration value="SECU" />
<xs:enumeration value="SSBE" />
<xs:enumeration value="SUPP" />
<xs:enumeration value="TAXS" />
<xs:enumeration value="TRAD" />
<xs:enumeration value="VATX" />
<xs:enumeration value="HEDG" />
<xs:enumeration value="INTC" />
<xs:enumeration value="WHLD" />
</xs:restriction>
</xs:simpleType>
<xs:complexType name="PaymentIdentification1">
<xs:sequence>
<xs:element name="InstrId" type="Max35Text" minOccurs="0" maxOccurs="1" />
<xs:element name="EndToEndId" type="Max35Text" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="PaymentInstructionInformation1">
<xs:sequence>
<xs:element name="PmtInfId" type="Max35Text" minOccurs="0" maxOccurs="1" />
<xs:element name="PmtMtd" type="PaymentMethod3Code" />
<xs:element
        name="PmtTpInf"
        type="PaymentTypeInformation1"
        minOccurs="0"
        maxOccurs="1"
      />
<xs:element name="ReqdExctnDt" type="ISODate" />
<xs:element name="PoolgAdjstmntDt" type="ISODate" minOccurs="0" maxOccurs="1" />
<xs:element name="Dbtr" type="PartyIdentification8" />
<xs:element name="DbtrAcct" type="CashAccount7" />
<xs:element name="DbtrAgt" type="BranchAndFinancialInstitutionIdentification3" />
<xs:element name="DbtrAgtAcct" type="CashAccount7" minOccurs="0" maxOccurs="1" />
<xs:element name="UltmtDbtr" type="PartyIdentification8" minOccurs="0" maxOccurs="1" />
<xs:element name="ChrgBr" type="ChargeBearerType1Code" minOccurs="0" maxOccurs="1" />
<xs:element name="ChrgsAcct" type="CashAccount7" minOccurs="0" maxOccurs="1" />
<xs:element
        name="ChrgsAcctAgt"
        type="BranchAndFinancialInstitutionIdentification3"
        minOccurs="0"
        maxOccurs="1"
      />
<xs:element
        name="CdtTrfTxInf"
        type="CreditTransferTransactionInformation1"
        minOccurs="1"
        maxOccurs="unbounded"
      />
</xs:sequence>
</xs:complexType>
<xs:simpleType name="PaymentMethod3Code">
<xs:restriction base="xs:string">
<xs:enumeration value="CHK" />
<xs:enumeration value="TRF" />
<xs:enumeration value="TRA" />
</xs:restriction>
</xs:simpleType>
<xs:complexType name="PaymentTypeInformation1">
<xs:sequence>
<xs:element name="InstrPrty" type="Priority2Code" minOccurs="0" maxOccurs="1" />
<xs:choice>
<xs:element name="SvcLvl" type="ServiceLevel2Choice" minOccurs="0" maxOccurs="1" />
<xs:element name="ClrChanl" type="ClearingChannel2Code" minOccurs="0" maxOccurs="1" />
</xs:choice>
<xs:element
        name="LclInstrm"
        type="LocalInstrument1Choice"
        minOccurs="0"
        maxOccurs="1"
      />
<xs:element
        name="CtgyPurp"
        type="PaymentCategoryPurpose1Code"
        minOccurs="0"
        maxOccurs="1"
      />
</xs:sequence>
</xs:complexType>
<xs:simpleType name="PercentageRate">
<xs:restriction base="xs:decimal">
<xs:fractionDigits value="10" />
<xs:totalDigits value="11" />
</xs:restriction>
</xs:simpleType>
<xs:complexType name="PersonIdentification3">
<xs:sequence>
<xs:choice>
<xs:element name="DrvrsLicNb" type="Max35Text" />
<xs:element name="CstmrNb" type="Max35Text" />
<xs:element name="SclSctyNb" type="Max35Text" />
<xs:element name="AlnRegnNb" type="Max35Text" />
<xs:element name="PsptNb" type="Max35Text" />
<xs:element name="TaxIdNb" type="Max35Text" />
<xs:element name="IdntyCardNb" type="Max35Text" />
<xs:element name="MplyrIdNb" type="Max35Text" />
<xs:element name="DtAndPlcOfBirth" type="DateAndPlaceOfBirth" />
<xs:element name="OthrId" type="GenericIdentification4" />
</xs:choice>
<xs:element name="Issr" type="Max35Text" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="PostalAddress1">
<xs:sequence>
<xs:element name="AdrTp" type="AddressType2Code" minOccurs="0" maxOccurs="1" />
<xs:element name="AdrLine" type="Max70Text" minOccurs="0" maxOccurs="5" />
<xs:element name="StrtNm" type="Max70Text" minOccurs="0" maxOccurs="1" />
<xs:element name="BldgNb" type="Max16Text" minOccurs="0" maxOccurs="1" />
<xs:element name="PstCd" type="Max16Text" minOccurs="0" maxOccurs="1" />
<xs:element name="TwnNm" type="Max35Text" minOccurs="0" maxOccurs="1" />
<xs:element name="CtrySubDvsn" type="Max35Text" minOccurs="0" maxOccurs="1" />
<xs:element name="Ctry" type="CountryCode" />
</xs:sequence>
</xs:complexType>
<xs:simpleType name="Priority2Code">
<xs:restriction base="xs:string">
<xs:enumeration value="HIGH" />
<xs:enumeration value="NORM" />
</xs:restriction>
</xs:simpleType>
<xs:complexType name="Purpose1Choice">
<xs:sequence>
<xs:choice>
<xs:element name="Cd" type="ExternalPurposeCode" />
<xs:element name="Prtry" type="Max35Text" />
</xs:choice>
</xs:sequence>
</xs:complexType>
<xs:complexType name="ReferredDocumentAmount1Choice">
<xs:sequence>
<xs:choice>
<xs:element name="DuePyblAmt" type="CurrencyAndAmount" />
<xs:element name="DscntApldAmt" type="CurrencyAndAmount" />
<xs:element name="RmtdAmt" type="CurrencyAndAmount" />
<xs:element name="CdtNoteAmt" type="CurrencyAndAmount" />
<xs:element name="TaxAmt" type="CurrencyAndAmount" />
</xs:choice>
</xs:sequence>
</xs:complexType>
<xs:complexType name="ReferredDocumentInformation1">
<xs:sequence>
<xs:element name="RfrdDocTp" type="ReferredDocumentType1" minOccurs="0" maxOccurs="1" />
<xs:element name="RfrdDocNb" type="Max35Text" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="ReferredDocumentType1">
<xs:sequence>
<xs:choice>
<xs:element name="Cd" type="DocumentType2Code" />
<xs:element name="Prtry" type="Max35Text" />
</xs:choice>
<xs:element name="Issr" type="Max35Text" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="RegulatoryAuthority">
<xs:sequence>
<xs:element name="AuthrtyNm" type="Max70Text" minOccurs="0" maxOccurs="1" />
<xs:element name="AuthrtyCtry" type="CountryCode" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="RegulatoryReporting2">
<xs:sequence>
<xs:element
        name="DbtCdtRptgInd"
        type="RegulatoryReportingType1Code"
        minOccurs="0"
        maxOccurs="1"
      />
<xs:element name="Authrty" type="RegulatoryAuthority" minOccurs="0" maxOccurs="1" />
<xs:element
        name="RgltryDtls"
        type="StructuredRegulatoryReporting2"
        minOccurs="0"
        maxOccurs="1"
      />
</xs:sequence>
</xs:complexType>
<xs:simpleType name="RegulatoryReportingType1Code">
<xs:restriction base="xs:string">
<xs:enumeration value="CRED" />
<xs:enumeration value="DEBT" />
<xs:enumeration value="BOTH" />
</xs:restriction>
</xs:simpleType>
<xs:complexType name="RemittanceInformation1">
<xs:sequence>
<xs:element name="Ustrd" type="Max140Text" minOccurs="0" maxOccurs="unbounded" />
<xs:element
        name="Strd"
        type="StructuredRemittanceInformation6"
        minOccurs="0"
        maxOccurs="unbounded"
      />
</xs:sequence>
</xs:complexType>
<xs:complexType name="RemittanceLocation1">
<xs:sequence>
<xs:element name="RmtId" type="Max35Text" minOccurs="0" maxOccurs="1" />
<xs:element
        name="RmtLctnMtd"
        type="RemittanceLocationMethod1Code"
        minOccurs="0"
        maxOccurs="1"
      />
<xs:element name="RmtLctnElctrncAdr" type="Max256Text" minOccurs="0" maxOccurs="1" />
<xs:element name="RmtLctnPstlAdr" type="NameAndAddress3" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:simpleType name="RemittanceLocationMethod1Code">
<xs:restriction base="xs:string">
<xs:enumeration value="FAXI" />
<xs:enumeration value="EDIC" />
<xs:enumeration value="URID" />
<xs:enumeration value="EMAL" />
<xs:enumeration value="POST" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="ServiceLevel1Code">
<xs:restriction base="xs:string">
<xs:enumeration value="SEPA" />
<xs:enumeration value="SDVA" />
<xs:enumeration value="PRPT" />
</xs:restriction>
</xs:simpleType>
<xs:complexType name="ServiceLevel2Choice">
<xs:sequence>
<xs:choice>
<xs:element name="Cd" type="ServiceLevel1Code" />
<xs:element name="Prtry" type="Max35Text" />
</xs:choice>
</xs:sequence>
</xs:complexType>
<xs:complexType name="SimpleIdentificationInformation2">
<xs:sequence>
<xs:element name="Id" type="Max34Text" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="StructuredRegulatoryReporting2">
<xs:sequence>
<xs:element name="Cd" type="Max3Text" minOccurs="0" maxOccurs="1" />
<xs:element name="Amt" type="CurrencyAndAmount" minOccurs="0" maxOccurs="1" />
<xs:element name="Inf" type="Max35Text" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="StructuredRemittanceInformation6">
<xs:sequence>
<xs:element
        name="RfrdDocInf"
        type="ReferredDocumentInformation1"
        minOccurs="0"
        maxOccurs="1"
      />
<xs:element name="RfrdDocRltdDt" type="ISODate" minOccurs="0" maxOccurs="1" />
<xs:element
        name="RfrdDocAmt"
        type="ReferredDocumentAmount1Choice"
        minOccurs="0"
        maxOccurs="unbounded"
      />
<xs:element
        name="CdtrRefInf"
        type="CreditorReferenceInformation1"
        minOccurs="0"
        maxOccurs="1"
      />
<xs:element name="Invcr" type="PartyIdentification8" minOccurs="0" maxOccurs="1" />
<xs:element name="Invcee" type="PartyIdentification8" minOccurs="0" maxOccurs="1" />
<xs:element name="AddtlRmtInf" type="Max140Text" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="TaxDetails">
<xs:sequence>
<xs:element name="CertId" type="Max35Text" minOccurs="0" maxOccurs="1" />
<xs:element name="TaxTp" type="TaxType" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="TaxInformation2">
<xs:sequence>
<xs:element name="CdtrTaxId" type="Max35Text" minOccurs="0" maxOccurs="1" />
<xs:element name="CdtrTaxTp" type="Max35Text" minOccurs="0" maxOccurs="1" />
<xs:element name="DbtrTaxId" type="Max35Text" minOccurs="0" maxOccurs="1" />
<xs:element name="TaxRefNb" type="Max140Text" minOccurs="0" maxOccurs="1" />
<xs:element
        name="TtlTaxblBaseAmt"
        type="CurrencyAndAmount"
        minOccurs="0"
        maxOccurs="1"
      />
<xs:element name="TtlTaxAmt" type="CurrencyAndAmount" minOccurs="0" maxOccurs="1" />
<xs:element name="TaxDt" type="ISODate" minOccurs="0" maxOccurs="1" />
<xs:element name="TaxTpInf" type="TaxDetails" minOccurs="0" maxOccurs="unbounded" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="TaxType">
<xs:sequence>
<xs:element name="CtgyDesc" type="Max35Text" minOccurs="0" maxOccurs="1" />
<xs:element name="Rate" type="PercentageRate" minOccurs="0" maxOccurs="1" />
<xs:element name="TaxblBaseAmt" type="CurrencyAndAmount" minOccurs="0" maxOccurs="1" />
<xs:element name="Amt" type="CurrencyAndAmount" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:simpleType name="UPICIdentifier">
<xs:restriction base="xs:string">
<xs:pattern value="[0-9]{8,17}" />
</xs:restriction>
</xs:simpleType>
<xs:complexType name="pain.001.001.02">
<xs:sequence>
<xs:element name="GrpHdr" type="GroupHeader1" />
<xs:element
        name="PmtInf"
        type="PaymentInstructionInformation1"
        minOccurs="1"
        maxOccurs="unbounded"
      />
</xs:sequence>
</xs:complexType>
</xs:schema>
